People want to buy everything when they like but do not have money to buy them because it can be a month-end, what can be a solution for this. here credit cards come to rescue them. In today’s world, needs are increasing day by day but their pocket doesn’t allow them to buy all the stuff they want, but a credit card can be the solution for that. India is one of the fastest-growing economies. So, for credit card companies, the market is very competitive. To survive in the competitive market Companies come with Different kinds of offers such as cashback and perks of their cards to sell to customers. Let’s have a detailed analysis of different kinds of Credit cards.
Different types of cards are available for different kinds of people’s needs.
1 Axis Bank Ace Credit Card
Axis Bank is also known as the third-largest Private sector bank in India. Its cards come with an annual fee. This card is best suited for People who like cashback of their every single purchase. People can use this card online as well as offline both. The card comes with an anti-theft policy. With such offers its looks more appealing to people to buy this credit card.
2.Amazon pay ICICI Credit Card
ICICI Bank is the largest Private sector bank of India with a Market capital above 4 lakh 95 thousand crores. Amazon collaborated with ICICI bank to launch a special Credit Card that targets audiences that do online shopping more. It offers online Cashback of money and coupons which are again used for online shopping.
For those who regularly buy online, it can be a good offer because now you will get more rewards just by shopping online, with this combination of amazon and ICICI it looks more appealing so you can also look forward to buying this credit card
3.HDFC Bank Regalia Credit Card
The second-biggest private sector bank of India with a market capitalization above 4 lakh 83 thousand is HDFC bank. This card is meant for people who travel a lot. Its annual fee is too high for normal people. Bank offers this Card only to those whose salary is above 70 thousand per month. Currently, HDFC Bank is a bar from issuing new Credit cards by RBI due to negligence found in its service.
But for the people who love traveling it will be your travel partner who will help you to give exiting offers on your bookings in hotels and flights. So, while paying bills you can have relief because you can get discounts and offers. so, travel enthusiasts can have this credit card.
SBI is the biggest government undertaking bank of India. It offers many different kinds of Credit card which includes Cashback, zero annual fee, and many more things. Being a government Bank, their services are poor.
If you are badly looking for a credit card then it can be a good solution, because now they are also giving great offers and discounts. So, if you are in a hurry of using a credit card then and also looking for your first credit card then here you can go with an SBI credit card.
5.HSBC Visa Platinum Card
HSBC is an international bank. It offers zero joining fees with lifetime validity. It offers several discounts on every purchase, cashback, and point. Later earned points can be used as cashback. There is no fuel surcharge on paying at different petrol pumps across India. HSBC Dining Privileges gives user discount when they pay using their card.
6.Citi Cashback Card
As the name suggested, this credit card from Citi Bank gives cashback on every single purchase that has done across any platform whether it’s online or offline. Cashback percentage is based on different categories like electronic, dining, entertainment, bills, etc. Customer service is good.
If you like cash back on every purchase and this is the credit card for you, you cant buy this without any discussion.
7.Bajaj FinServ RBL Bank Super card.
RBL bank is collaborated with Bajaj FinServ to launch its Four in One card. A single card can be used as paying EMI, getting loans, cash, and credit services, all come under one roof which is called Super Card. It comes with strong security and good customer care support. Number Cashback, discount, food vouchers, no surcharge on fuel, etc.
This combination also makes good offers, so if you are looking to buy your first credit card then without any discussion but this one and enjoy unlimited offers.
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